Bay City is a mix of pros and cons. They have an excellent playground, splash pad and visitors center. However, these are all across a busy street from the camping area. There is a wide beach on the Saginaw Bay. But, the water is a mud brown. Not just stirred up from the waves but mud colored. There are hiking trails through the wetlands with boardwalks to keep your feet dry. The scenery is okay. It`s not that is a bad campground, but it just doesn`t compare with Michigan`s other beautiful coastal campgrounds. On a side note, if you are a birder the wetlands support a diverse bird population.